Final approval is subject to (1) receipt of all documentation requested (2) no change in or discovery of other information affecting the applicants financial condition or the property, (3) other closing conditions typical or appropriate for respective loan, and (4) all customers meeting debt to income, loan to value, loan size, and term guidelines as established by Lender.
INFORMATION NEEDED FOR COMMERCIAL LOAN APPLICATION:
Employment history last 2 years.
W -2 forms prior 2 years.
Two (2) Current pay stubs.
If self-employed Tax returns last 2 years.
If LLC - last 2 years Tax Returns Personal and Corporate.
Residential History (2 years)
Bank & Saving Accounts 2 recent (statements).
Monthly Debt information
Copies of 401K, retirement or stock statements.
Mortgage and Account numbers. First and second mortgage if any on principal home
Morgage statement balance on rental properties.
Copy of rental property's insurance policy
Rent roll on rental properties & rental contracts.
Income and expense and projected finance statements
Final approval is subject to (1) receipt of all documentation requested (2) no change in or discovery of other information affecting the applicants financial condition or the property, (3) other closing conditions typical or appropriate for respective loan, (4) all customers meeting debt to income, loan to value, loan size, and Guidelines such as Net Operating Income or NOI , Cap Rate as applied to Commercial Mortgage loan, Cash Flow and Debt Service Credit Ratio DSCR as established by Lender.
We hope our record and experience as a TEAM speak for itself
Purchasing your Dream home is COMPLEX AND EMOTIONAL.
We SAVE you time and money.
Together as a TEAM we will establish your exact needs and wants.
Finding and Selling your DREAM HOME will be STRESS-Free and ENJOYABLE
As a certified e-PRO WE use cutting edge Technology, Products and Services
You have the very BEST advantage.
As Loan Officers, we find Lenders to assist YOU in your new purchase.
As always, we look forward to hearing from you soon.
CALL: +1 (714) 322 3882
FAX: +1 (714) 780 1733
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